Insurance
Security for your future
Buying a house is a big step, and in addition to your mortgage, you also want to ensure the right protection. Whether it’s insuring your home against damage or taking out life insurance to financially protect your loved ones, we help you find the right solutions. Together, we make sure you're well-prepared, so you and your family don’t have to worry about unexpected events. Let us help you protect your home and future with confidence.
What insurances should I consider when buying a house?
Buying a home involves many steps, and one of the most important is arranging the right insurance. This not only provides protection for your home and belongings but also peace of mind for you and your family. There are various insurances you may want to consider, some of which are mandatory, while others are optional but can still help you be well-prepared. Here we explain what insurances exist and which might be important for you.
Mandatory insurances:
- Building insurance (home insurance)
Building insurance is required when you take out a mortgage. This insurance covers damage to the property itself, such as from fire, storms, or burglary. Because the bank or lender has an interest in protecting the home, this insurance is mandatory. It ensures that the property can be repaired if something happens.
Recommended but not mandatory insurances:
Contents insurance
While contents insurance is not mandatory, it is highly recommended to protect your personal belongings. This insurance covers damage to your furniture, appliances, and other valuables in case of fire or water damage. It gives you the peace of mind that everything is well insured if something unexpected happens.Liability insurance
Liability insurance protects you if you accidentally cause damage to someone else's property or health. It’s not a required insurance, but it offers peace of mind. For example, if someone falls over your fence or you accidentally break something at a neighbor’s, liability insurance helps cover the costs.Life insurance
If you take out a mortgage, life insurance is not mandatory, but it can be very useful. This insurance ensures that the mortgage is paid off if one of the partners passes away, so the surviving partner doesn’t have to worry about the home and payments.Mortgage payment insurance
Mortgage payment insurance provides financial protection if you temporarily cannot provide for your own income, for example, due to illness or unemployment. It’s not mandatory, but it can help cover the mortgage payments, ensuring that your home remains safe even if you’re temporarily in a difficult situation.Legal assistance insurance
Legal assistance insurance can help if you need legal support in situations such as a dispute with your neighbors or a disagreement about the purchase of your home. While it’s not mandatory, it can be a huge support if you ever find yourself in a situation where you need legal help.
Other additional insurances:
- Temporary rental insurance for your home
If you’re considering temporarily renting out your home, for example, via Airbnb, it’s important to check whether your current insurance covers this situation. There are insurances specifically aimed at rental, which can help protect both your property and the temporary rent
We make the difference
Our approach
Personal advice
We start with a conversation where we listen to your needs and situation. Based on this, we advise you on which insurances best fit your needs.
Comparing insurances
We take the time to compare different insurance companies for you, ensuring you get the best coverage at a fair price.
Tailor-made solutions
We ensure that your insurance fully aligns with your specific needs, whether it’s building insurance, contents insurance, liability insurance, or life insurance.
Easy and fast to arrange
We make the process as simple as possible for you. We guide you every step of the way, so you don’t have to worry about the administrative hassle.
Aftercare and adjustments
Even after your insurance is arranged, we remain available for any questions and can adjust your coverage when your situation changes.
Continuous support
You’re never alone. We continue to support and advise you, ensuring that you’re always properly insured.
Your tailored protection
When buying a home, there are various insurances that help you be well-prepared. Building insurance is mandatory with a mortgage, while other insurances such as contents, liability, and life insurance are highly recommended. We provide personalized advice so you can make the right choices and move into your home with confidence, well-protected against risks.
