{"id":1410,"date":"2024-12-25T14:46:29","date_gmt":"2024-12-25T14:46:29","guid":{"rendered":"https:\/\/orionfd.nl\/?page_id=1410"},"modified":"2025-01-03T15:36:32","modified_gmt":"2025-01-03T15:36:32","slug":"eerstehuiskopen","status":"publish","type":"page","link":"https:\/\/orionfd.nl\/en\/eerstehuiskopen\/","title":{"rendered":"Buying your first home"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"1410\" class=\"elementor elementor-1410\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ad89394 e-flex e-con-boxed e-con e-parent\" data-id=\"ad89394\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2db9f551 e-con-full e-flex e-con e-child\" data-id=\"2db9f551\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-5c0b3f39 e-con-full e-flex e-con e-child\" data-id=\"5c0b3f39\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1a42e0a3 e-con-full e-flex e-con e-child\" data-id=\"1a42e0a3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-382a82bf elementor-widget elementor-widget-image\" data-id=\"382a82bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"961\" height=\"961\" src=\"https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/eerstehuis-1.jpg\" class=\"attachment-full size-full wp-image-1809\" alt=\"\" srcset=\"https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/eerstehuis-1.jpg 961w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/eerstehuis-1-300x300.jpg 300w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/eerstehuis-1-150x150.jpg 150w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/eerstehuis-1-768x768.jpg 768w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/eerstehuis-1-600x600.jpg 600w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/eerstehuis-1-100x100.jpg 100w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/elementor\/thumbs\/eerstehuis-1-qz6pwuxkh1nmx0nydrx7nfaosfygd5x16q68i9keg0.jpg 80w\" sizes=\"(max-width: 961px) 100vw, 961px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-354a2637 e-con-full e-flex e-con e-child\" data-id=\"354a2637\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79e6bb86 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"79e6bb86\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Buying your first home<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-55e56240 elementor-widget elementor-widget-heading\" data-id=\"55e56240\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Exciting Times<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4107eac5 elementor-widget elementor-widget-text-editor\" data-id=\"4107eac5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Buying your first home is an exciting step, but it can also bring many questions and uncertainties. At Orion, we make this process clear and guide you from start to finish. We assess your financial options, find the mortgage that suits you, and assist you with every step involved in purchasing your first home. With our expertise and personalized approach, we ensure you can buy your first home with confidence.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1247 elementor-widget elementor-widget-global elementor-global-1247 elementor-widget-button\" data-id=\"1247\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/orionfd.nl\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Make appointment<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-29f46687 e-flex e-con-boxed e-con e-parent\" data-id=\"29f46687\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-115c59fd e-con-full e-flex e-con e-child\" data-id=\"115c59fd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b309a8b elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"1b309a8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><strong>When can I buy a home?<\/strong><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6965c95a elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"6965c95a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You can buy a home if you meet certain financial and legal requirements. Here are the key conditions:<\/p><ol><li><strong>Stable or Steady Income:<\/strong> Lenders will assess your current income and its stability. A permanent contract is a plus, but even with a temporary contract or as a self-employed individual, there are options as long as you can demonstrate sufficient income.<\/li><li><strong>Personal Funds:<\/strong> While it\u2019s possible to finance a large portion of the home price through a mortgage, you will need personal savings to cover costs such as transfer tax, notary fees, and advisory fees. This is typically estimated at 5-7% of the purchase price.<\/li><li><strong>Clean Credit History:<\/strong> Your creditworthiness will be checked through the BKR (Credit Registration Bureau). Any outstanding debts or payment arrears can affect your borrowing capacity.<\/li><li><strong>Affordable Housing Costs:<\/strong> The mortgage you can obtain depends on your income and how it compares to your other financial obligations. Lenders have standards in place to ensure that your housing costs don\u2019t overly strain your budget.<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3af4cbd8 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"3af4cbd8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-24969eb e-flex e-con-boxed e-con e-parent\" data-id=\"24969eb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-16e159d elementor-widget elementor-widget-heading\" data-id=\"16e159d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The step-by-step guide to buying a home<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36ee80a elementor-widget elementor-widget-text-editor\" data-id=\"36ee80a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Buying a home is a big step, and there\u2019s a lot to consider. To help you stay organized, we\u2019ve created a clear step-by-step guide. From setting your budget to signing the mortgage deed at the notary \u2013 we\u2019ll support you every step of the way. With our guide, you\u2019ll know exactly what to expect, and we\u2019ll ensure you\u2019re well-prepared to purchase your dream home.<\/p><p>Follow our guide and take the first step towards your new home with confidence!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-236ab85 elementor-widget elementor-widget-n-accordion\" data-id=\"236ab85\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-3710\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-3710\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Orientation <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-up\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8 256C8 119 119 8 256 8s248 111 248 248-111 248-248 248S8 393 8 256zm143.6 28.9l72.4-75.5V392c0 13.3 10.7 24 24 24h16c13.3 0 24-10.7 24-24V209.4l72.4 75.5c9.3 9.7 24.8 9.9 34.3.4l10.9-11c9.4-9.4 9.4-24.6 0-33.9L273 107.7c-9.4-9.4-24.6-9.4-33.9 0L106.3 240.4c-9.4 9.4-9.4 24.6 0 33.9l10.9 11c9.6 9.5 25.1 9.3 34.4-.4z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-right\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm-28.9 143.6l75.5 72.4H120c-13.3 0-24 10.7-24 24v16c0 13.3 10.7 24 24 24h182.6l-75.5 72.4c-9.7 9.3-9.9 24.8-.4 34.3l11 10.9c9.4 9.4 24.6 9.4 33.9 0L404.3 273c9.4-9.4 9.4-24.6 0-33.9L271.6 106.3c-9.4-9.4-24.6-9.4-33.9 0l-11 10.9c-9.5 9.6-9.3 25.1.4 34.4z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3710\" class=\"elementor-element elementor-element-cb7a519 e-con-full e-flex e-con e-child\" data-id=\"cb7a519\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2e712a3 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"2e712a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1280\" height=\"1920\" src=\"https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-5225256-5225256-2-scaled.webp\" class=\"attachment-full size-full wp-image-1482\" alt=\"Young lost couple standing on city street and looking at map while travelling together in city\" srcset=\"https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-5225256-5225256-2-scaled.webp 1280w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-5225256-5225256-2-200x300.webp 200w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-5225256-5225256-2-683x1024.webp 683w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-5225256-5225256-2-768x1152.webp 768w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-5225256-5225256-2-1024x1536.webp 1024w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-5225256-5225256-2-600x900.webp 600w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aacf136 elementor-widget elementor-widget-text-editor\" data-id=\"aacf136\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Buying a home begins with thorough orientation, considering various factors:<\/p><ul><li><p><strong>Type of Property:<\/strong> Determine which type of property suits your preferences and lifestyle, such as an apartment, terraced house, or detached home.<\/p><\/li><li><p><strong>Location:<\/strong> Consider the proximity to work, schools, shops, and public transportation. The surrounding area affects both your living experience and the future value of the property.<\/p><\/li><li><p><strong>Maximum Borrowing Capacity:<\/strong> Analyze your financial situation to determine how much you can borrow. This depends on your income, savings, and any outstanding debts.<\/p><\/li><li><p><strong>Monthly Costs:<\/strong> Calculate the monthly expenses, including the mortgage, insurance, taxes, and maintenance, to ensure they fit within your budget.<\/p><\/li><li><p><strong>Future Plans:<\/strong> Think about your long-term plans. Do you expect family growth or changes in your career? Choose a property that aligns with these expectations.<\/p><\/li><li><p><strong>Condition of the Property:<\/strong> Consider whether you are willing to invest in renovations or if you prefer a move-in ready home.<\/p><\/li><li><p><strong>Amenities and Infrastructure:<\/strong> Check for the availability of amenities like supermarkets, healthcare, and recreational facilities nearby.<\/p><\/li><\/ul><p>A thorough orientation helps you make informed decisions and ensures a smooth purchasing process.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-3711\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-3711\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Searching for a home <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-up\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8 256C8 119 119 8 256 8s248 111 248 248-111 248-248 248S8 393 8 256zm143.6 28.9l72.4-75.5V392c0 13.3 10.7 24 24 24h16c13.3 0 24-10.7 24-24V209.4l72.4 75.5c9.3 9.7 24.8 9.9 34.3.4l10.9-11c9.4-9.4 9.4-24.6 0-33.9L273 107.7c-9.4-9.4-24.6-9.4-33.9 0L106.3 240.4c-9.4 9.4-9.4 24.6 0 33.9l10.9 11c9.6 9.5 25.1 9.3 34.4-.4z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-right\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm-28.9 143.6l75.5 72.4H120c-13.3 0-24 10.7-24 24v16c0 13.3 10.7 24 24 24h182.6l-75.5 72.4c-9.7 9.3-9.9 24.8-.4 34.3l11 10.9c9.4 9.4 24.6 9.4 33.9 0L404.3 273c9.4-9.4 9.4-24.6 0-33.9L271.6 106.3c-9.4-9.4-24.6-9.4-33.9 0l-11 10.9c-9.5 9.6-9.3 25.1.4 34.4z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3711\" class=\"elementor-element elementor-element-add5148 e-con-full e-flex e-con e-child\" data-id=\"add5148\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9fe1533 elementor-widget elementor-widget-image\" data-id=\"9fe1533\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"576\" height=\"1024\" src=\"https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-4792007-4792007-1-576x1024.webp\" class=\"attachment-large size-large wp-image-1488\" alt=\"Close-up of card with location icon and the word &#039;HERE&#039; held in front of a house, suggesting navigation or real estate\" srcset=\"https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-4792007-4792007-1-576x1024.webp 576w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-4792007-4792007-1-169x300.webp 169w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-4792007-4792007-1-768x1365.webp 768w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-4792007-4792007-1-864x1536.webp 864w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-4792007-4792007-1-scaled.webp 1080w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-4792007-4792007-1-600x1067.webp 600w\" sizes=\"(max-width: 576px) 100vw, 576px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ea53e9 elementor-widget elementor-widget-text-editor\" data-id=\"0ea53e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The search for your dream home is an exciting and important step. There are various ways to find your ideal property, and it\u2019s worth taking a broad approach:<\/p><ul><li><strong>Online Property Platforms:<\/strong> Websites like Funda, Pararius, and Huislijn help you explore the market and find homes that match your preferences.<br \/><br \/><\/li><li><strong>Buyer's Agent:<\/strong> An agent can assist with viewings, negotiations, and determining a property\u2019s value, strengthening your position.<br \/><br \/><\/li><li><strong>Multiple Viewings:<\/strong> Visit several properties to better define your preferences and make an informed decision.<br \/><br \/><\/li><li><strong>Social media:<\/strong> Platforms like Facebook and Instagram often offer hidden opportunities, so keep an eye on them.<br \/><br \/><\/li><li><strong>Property Alerts:<\/strong> Set up notifications to stay informed about new listings that match your criteria.<br \/><br \/><\/li><li><strong>Flyers and Networking:<\/strong> Distribute flyers in your desired neighborhood and tap into your network\u2014often the best tips come through word of mouth.<\/li><\/ul><p>With these strategies, you increase your chances of finding your ideal home. Be prepared and enjoy the process!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-3712\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-3712\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Bidding and negotiating <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-up\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8 256C8 119 119 8 256 8s248 111 248 248-111 248-248 248S8 393 8 256zm143.6 28.9l72.4-75.5V392c0 13.3 10.7 24 24 24h16c13.3 0 24-10.7 24-24V209.4l72.4 75.5c9.3 9.7 24.8 9.9 34.3.4l10.9-11c9.4-9.4 9.4-24.6 0-33.9L273 107.7c-9.4-9.4-24.6-9.4-33.9 0L106.3 240.4c-9.4 9.4-9.4 24.6 0 33.9l10.9 11c9.6 9.5 25.1 9.3 34.4-.4z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-right\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm-28.9 143.6l75.5 72.4H120c-13.3 0-24 10.7-24 24v16c0 13.3 10.7 24 24 24h182.6l-75.5 72.4c-9.7 9.3-9.9 24.8-.4 34.3l11 10.9c9.4 9.4 24.6 9.4 33.9 0L404.3 273c9.4-9.4 9.4-24.6 0-33.9L271.6 106.3c-9.4-9.4-24.6-9.4-33.9 0l-11 10.9c-9.5 9.6-9.3 25.1.4 34.4z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3712\" class=\"elementor-element elementor-element-2ed7f29 e-con-full e-flex e-con e-child\" data-id=\"2ed7f29\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c50a5ff elementor-widget elementor-widget-text-editor\" data-id=\"c50a5ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Bij het bieden en onderhandelen zijn verschillende factoren belangrijk:<\/p><ul><li class=\" translation-block\"><strong>How long the property has been on the market:<\/strong> The longer a property has been listed, the greater the chance that you can negotiate the price.<\/li><li class=\" translation-block\"><strong>The seller's motivation:<\/strong> If the seller needs to sell quickly (for example, due to dual housing costs), this can strengthen your negotiating position.<\/li><li class=\" translation-block\"><strong>Competition:<\/strong> In a busy market, you may need to offer more, while in a quieter market, a lower offer may be more realistic.<\/li><li class=\" translation-block\"><strong>The true value of the property:<\/strong> Compare the property with recently sold homes in the area to determine what constitutes a fair offer.<\/li><li class=\" translation-block\"><strong>The condition of the property:<\/strong> If renovations are needed, this may justify a lower price.<\/li><li class=\" translation-block\"><strong>Flexibility in terms:<\/strong> Sometimes, your terms, such as the delivery timeline or avoiding suspensive conditions, can make your offer more attractive.<\/li><li class=\" translation-block\"><strong>Personal situation:<\/strong> Sharing your situation (for example, being a first-time buyer or a family with children) can sometimes influence the seller.<\/li><\/ul><p>With these insights, you can tailor your bidding strategy and increase your chances of securing your dream home at a fair price.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-09fa019 elementor-widget elementor-widget-image\" data-id=\"09fa019\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"683\" height=\"1024\" src=\"https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-8292777-8292777-683x1024.webp\" class=\"attachment-large size-large wp-image-1494\" alt=\"Two colleagues reviewing documents on a clipboard in an office setting.\" srcset=\"https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-8292777-8292777-683x1024.webp 683w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-8292777-8292777-200x300.webp 200w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-8292777-8292777-768x1152.webp 768w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-8292777-8292777-1024x1536.webp 1024w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-8292777-8292777-scaled.webp 1280w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-8292777-8292777-600x900.webp 600w\" sizes=\"(max-width: 683px) 100vw, 683px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-3713\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-3713\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Signing the preliminary purchase agreement <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-up\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8 256C8 119 119 8 256 8s248 111 248 248-111 248-248 248S8 393 8 256zm143.6 28.9l72.4-75.5V392c0 13.3 10.7 24 24 24h16c13.3 0 24-10.7 24-24V209.4l72.4 75.5c9.3 9.7 24.8 9.9 34.3.4l10.9-11c9.4-9.4 9.4-24.6 0-33.9L273 107.7c-9.4-9.4-24.6-9.4-33.9 0L106.3 240.4c-9.4 9.4-9.4 24.6 0 33.9l10.9 11c9.6 9.5 25.1 9.3 34.4-.4z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-right\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm-28.9 143.6l75.5 72.4H120c-13.3 0-24 10.7-24 24v16c0 13.3 10.7 24 24 24h182.6l-75.5 72.4c-9.7 9.3-9.9 24.8-.4 34.3l11 10.9c9.4 9.4 24.6 9.4 33.9 0L404.3 273c9.4-9.4 9.4-24.6 0-33.9L271.6 106.3c-9.4-9.4-24.6-9.4-33.9 0l-11 10.9c-9.5 9.6-9.3 25.1.4 34.4z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3713\" class=\"elementor-element elementor-element-e7c2fbd e-flex e-con-boxed e-con e-child\" data-id=\"e7c2fbd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aa4a38a elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"aa4a38a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"683\" height=\"1024\" src=\"https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-7821573-7821573-683x1024.webp\" class=\"attachment-large size-large wp-image-1506\" alt=\"Magnifying glass focusing on &#039;Terms and Conditions&#039; in a document. Ideal for business and legal themes.\" srcset=\"https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-7821573-7821573-683x1024.webp 683w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-7821573-7821573-200x300.webp 200w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-7821573-7821573-768x1152.webp 768w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-7821573-7821573-1024x1536.webp 1024w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-7821573-7821573-scaled.webp 1280w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-7821573-7821573-600x900.webp 600w\" sizes=\"(max-width: 683px) 100vw, 683px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f0cf33 elementor-widget elementor-widget-text-editor\" data-id=\"7f0cf33\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\" translation-block\">After signing the preliminary purchase agreement, the three-day cooling-off period begins. This is your chance to review the contract. Following this, the suspensive conditions come into play, which provide protection if something goes wrong. The most common conditions are:<\/p><ul><li class=\" translation-block\"><strong>Mortgage reservation:<\/strong> You can cancel the purchase if you are unable to obtain a mortgage within an agreed-upon period (usually 6-8 weeks).<\/li><li class=\" translation-block\"><strong>Building inspection reservation:<\/strong> If there are hidden defects, you can stop the purchase.<\/li><li class=\" translation-block\"><strong>Sale of your own property reservation:<\/strong> The purchase can only proceed if your own property is sold within a certain period.<\/li><li class=\" translation-block\"><strong>Residence permit reservation:<\/strong> If a permit is required, you make the purchase contingent on obtaining it.<\/li><\/ul><p>Be sure to pay attention to deadlines and costs, and consult with an advisor to ensure everything is in order. This way, you can proceed confidently with the buying process.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-3714\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-3714\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Arranging your mortgage <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-up\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8 256C8 119 119 8 256 8s248 111 248 248-111 248-248 248S8 393 8 256zm143.6 28.9l72.4-75.5V392c0 13.3 10.7 24 24 24h16c13.3 0 24-10.7 24-24V209.4l72.4 75.5c9.3 9.7 24.8 9.9 34.3.4l10.9-11c9.4-9.4 9.4-24.6 0-33.9L273 107.7c-9.4-9.4-24.6-9.4-33.9 0L106.3 240.4c-9.4 9.4-9.4 24.6 0 33.9l10.9 11c9.6 9.5 25.1 9.3 34.4-.4z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-right\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm-28.9 143.6l75.5 72.4H120c-13.3 0-24 10.7-24 24v16c0 13.3 10.7 24 24 24h182.6l-75.5 72.4c-9.7 9.3-9.9 24.8-.4 34.3l11 10.9c9.4 9.4 24.6 9.4 33.9 0L404.3 273c9.4-9.4 9.4-24.6 0-33.9L271.6 106.3c-9.4-9.4-24.6-9.4-33.9 0l-11 10.9c-9.5 9.6-9.3 25.1.4 34.4z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3714\" class=\"elementor-element elementor-element-00d0a84 e-flex e-con-boxed e-con e-child\" data-id=\"00d0a84\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f6be0ac elementor-widget elementor-widget-text-editor\" data-id=\"f6be0ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Has your offer been accepted? Congratulations!<\/strong><\/p><p>What a fantastic step towards your new home. Now it's time to get the financing in order. We are here to guide you through the process of arranging your mortgage and everything that comes with it.<\/p><p><strong>Our Approach:<\/strong><\/p><ul><li><p class=\" translation-block\"><strong>Personalized Advice:<\/strong> We\u2019ll schedule a meeting with you to thoroughly discuss your financial situation and preferences. We\u2019ll explore which mortgage provider suits you best, determine the ideal fixed interest period, and choose the mortgage type that aligns with your situation.<\/p><\/li><li><p class=\" translation-block\"><strong>Valuation and Building Inspection:<\/strong> We\u2019ll advise you on the importance of a property valuation and a building inspection to avoid unexpected costs after purchase. If desired, we can arrange these for you.<\/p><\/li><li><p class=\" translation-block\"><strong>Insurance:<\/strong> We\u2019ll inform you about necessary insurance, such as property and life insurance, which are often required when taking out a mortgage. We can arrange these insurances for you and advise you on the best options.<\/p><\/li><li><p class=\" translation-block\"><strong>Document Submission:<\/strong> After our meeting, you\u2019ll receive a list of required documents. We\u2019ll guide you in collecting and submitting these to ensure the mortgage application runs smoothly.<\/p><\/li><li><p class=\" translation-block\"><strong>Complete Support:<\/strong> Throughout the process, we\u2019ll keep you updated on important deadlines and ensure everything is handled on time. You can rely on our expertise and support so you can focus on your new home.<\/p><\/li><li>Once you\u2019ve received the mortgage offer, you\u2019ll usually have two weeks to sign it. It\u2019s essential to carefully review the offer and verify that all the details are correct. After signing, we\u2019ll send the offer to the lender, who will then prepare the final mortgage deed.<\/li><\/ul><p>With our comprehensive service, we ensure you\u2019re well-prepared and confident as you move into your new home.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c570e02 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"c570e02\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"683\" height=\"1024\" src=\"https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-7821911-7821911-683x1024.webp\" class=\"attachment-large size-large wp-image-1518\" alt=\"A professional financial advisor discusses options with a couple in a modern office setting.\" srcset=\"https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-7821911-7821911-683x1024.webp 683w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-7821911-7821911-200x300.webp 200w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-7821911-7821911-768x1152.webp 768w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-7821911-7821911-1024x1536.webp 1024w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-7821911-7821911-600x900.webp 600w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-7821911-7821911-scaled.webp 1280w\" sizes=\"(max-width: 683px) 100vw, 683px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-3715\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-3715\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> At the notary <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-up\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8 256C8 119 119 8 256 8s248 111 248 248-111 248-248 248S8 393 8 256zm143.6 28.9l72.4-75.5V392c0 13.3 10.7 24 24 24h16c13.3 0 24-10.7 24-24V209.4l72.4 75.5c9.3 9.7 24.8 9.9 34.3.4l10.9-11c9.4-9.4 9.4-24.6 0-33.9L273 107.7c-9.4-9.4-24.6-9.4-33.9 0L106.3 240.4c-9.4 9.4-9.4 24.6 0 33.9l10.9 11c9.6 9.5 25.1 9.3 34.4-.4z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-right\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm-28.9 143.6l75.5 72.4H120c-13.3 0-24 10.7-24 24v16c0 13.3 10.7 24 24 24h182.6l-75.5 72.4c-9.7 9.3-9.9 24.8-.4 34.3l11 10.9c9.4 9.4 24.6 9.4 33.9 0L404.3 273c9.4-9.4 9.4-24.6 0-33.9L271.6 106.3c-9.4-9.4-24.6-9.4-33.9 0l-11 10.9c-9.5 9.6-9.3 25.1.4 34.4z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3715\" class=\"elementor-element elementor-element-8cffc28 e-flex e-con-boxed e-con e-child\" data-id=\"8cffc28\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-367bc06 elementor-widget elementor-widget-image\" data-id=\"367bc06\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"683\" height=\"1024\" src=\"https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-9870232-9870232-3-683x1024.webp\" class=\"attachment-large size-large wp-image-1539\" alt=\"Intimate scene of a couple signing important adoption documents at home, highlighting diversity and parenting.\" srcset=\"https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-9870232-9870232-3-683x1024.webp 683w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-9870232-9870232-3-200x300.webp 200w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-9870232-9870232-3-768x1152.webp 768w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-9870232-9870232-3-1024x1536.webp 1024w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-9870232-9870232-3-scaled.webp 1280w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-9870232-9870232-3-600x900.webp 600w\" sizes=\"(max-width: 683px) 100vw, 683px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31af4e0 elementor-widget elementor-widget-text-editor\" data-id=\"31af4e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You\u2019ve found your dream home, and the mortgage is arranged! The next step is the transfer at the notary, where you will officially become the owner of your new home.<\/p><p><strong>What happens during the transfer?<\/strong><\/p><p>On the day of the transfer, you and the seller will sign the deed of transfer and the mortgage deed. Once everything is signed, you\u2019ll receive the keys to your new home and officially become the owner.<\/p><p><strong>What is important to check?<\/strong><\/p><ul><li><p class=\" translation-block\"><strong>Final inspection of the property:<\/strong> It is advisable to do a final inspection of the property just before the transfer. During this inspection, you check whether everything in the property is in the agreed-upon condition, such as movable items (for example, appliances and furniture) and the overall condition of the property. It\u2019s also important to take meter readings.<\/p><\/li><li><p class=\" translation-block\"><strong>Checking documents:<\/strong> Ensure you have all the necessary documents with you, such as your ID, purchase agreement, and proof of your mortgage. Review the deed of transfer and mortgage deed carefully to verify that all the information is correct. It\u2019s advisable to have your advisor review the draft mortgage deed in advance.<\/p><\/li><li><p class=\" translation-block\"><strong>Notarial verification:<\/strong> The notary ensures that all legal matters are in order. They check whether the seller is the rightful owner of the property and whether there are no encumbrances on the property. Additionally, the deed is registered in the Land Registry, officially making you the registered owner of the property.<\/p><\/li><li><p class=\" translation-block\"><strong>Financial settlement:<\/strong> After signing the mortgage deed, the notary ensures the purchase price is transferred to the seller. Be mindful of any additional costs, such as notary fees and taxes.<\/p><\/li><\/ul><p><strong>Our role in the transfer:<\/strong><\/p><p>At Orion, we support you throughout the entire process:<\/p><ul><li><p class=\" translation-block\"><strong>Preparation:<\/strong> We ensure that you are well-prepared for the transfer by providing the necessary documents and information on time.<\/p><\/li><li><p class=\" translation-block\"><strong>Advice:<\/strong> We offer advice on the final inspection of the property and ensure that you are fully prepared for the notary.<\/p><\/li><li><p class=\" translation-block\"><strong>Aftercare:<\/strong> After the transfer, we remain available to answer any questions and assist you with your new situation.<\/p><\/li><\/ul><p>With our guidance, you can confidently take the final step toward your new home.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0cb143c e-flex e-con-boxed e-con e-parent\" data-id=\"0cb143c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a212226 e-grid e-con-full e-con e-child\" data-id=\"a212226\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-9b48ef9 e-con-full e-flex e-con e-child\" data-id=\"9b48ef9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-5ab9978 e-con-full e-flex e-con e-child\" data-id=\"5ab9978\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-506de64 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"506de64\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/NHG_icon.png\" class=\"attachment-large size-large wp-image-1898\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8974593 elementor-widget elementor-widget-heading\" data-id=\"8974593\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">NHG<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7fbaa4d elementor-widget elementor-widget-text-editor\" data-id=\"7fbaa4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Discover the benefits of the National Mortgage Guarantee (NHG) for financial security with your mortgage.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b331e3 elementor-widget elementor-widget-button\" data-id=\"3b331e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/orionfd.nl\/eerstehuiskopen\/nhg\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-56b9ee2 e-con-full e-flex e-con e-child\" data-id=\"56b9ee2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-b3e3391 e-con-full e-flex e-con e-child\" data-id=\"b3e3391\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0d53c2e elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"0d53c2e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/biedcert.png\" class=\"attachment-large size-large wp-image-1567\" alt=\"\" srcset=\"https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/biedcert.png 512w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/biedcert-300x300.png 300w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/biedcert-150x150.png 150w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/biedcert-100x100.png 100w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45c064e elementor-widget elementor-widget-heading\" data-id=\"45c064e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Offer Certificate<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74c330c elementor-widget elementor-widget-text-editor\" data-id=\"74c330c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Increase your chances of buying your dream home with a bid certificate that demonstrates your financial reliability.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-243f5b3 elementor-widget elementor-widget-button\" data-id=\"243f5b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/orionfd.nl\/eerstehuiskopen\/biedcertificaat\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-26fd2e3 e-con-full e-flex e-con e-child\" data-id=\"26fd2e3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-33e0c62 e-con-full e-flex e-con e-child\" data-id=\"33e0c62\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-059d60c elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"059d60c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/starterslening_icon.png\" class=\"attachment-large size-large wp-image-1955\" alt=\"\" srcset=\"https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/starterslening_icon.png 512w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/starterslening_icon-300x300.png 300w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/starterslening_icon-150x150.png 150w, https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/starterslening_icon-100x100.png 100w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-254e429 elementor-widget elementor-widget-heading\" data-id=\"254e429\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Starter loan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-41c6a28 elementor-widget elementor-widget-text-editor\" data-id=\"41c6a28\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Explore the options a starter loan offers to make your first home affordable.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b63d62b elementor-widget elementor-widget-button\" data-id=\"b63d62b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/orionfd.nl\/eerstehuiskopen\/starterslening\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-66ffd940 e-flex e-con-boxed e-con e-parent\" data-id=\"66ffd940\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-55bbff5 e-con-full e-flex e-con e-child\" data-id=\"55bbff5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4fda3a4 elementor-widget elementor-widget-heading\" data-id=\"4fda3a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Well-prepared to buy your first home<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c2c4d1 elementor-widget elementor-widget-text-editor\" data-id=\"2c2c4d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>At Orion, we help you gain insight into your financial possibilities and guide you step by step through the process. This way, you'll know exactly when you're ready to buy your dream home, and we'll ensure you're fully prepared to get started. Contact us for a no-obligation consultation!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1247 elementor-widget elementor-widget-global elementor-global-1247 elementor-widget-button\" data-id=\"1247\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/orionfd.nl\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Make appointment<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-509c33da e-con-full e-flex e-con e-child\" data-id=\"509c33da\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-963f0c5 elementor-cta--layout-image-left elementor-cta--mobile-layout-image-above elementor-cta--valign-middle elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"963f0c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta\">\n\t\t\t\t\t<div class=\"elementor-cta__bg-wrapper\">\n\t\t\t\t<div class=\"elementor-cta__bg elementor-bg\" style=\"background-image: url(https:\/\/orionfd.nl\/wp-content\/uploads\/2024\/12\/pexels-photo-9052475-9052475-2-1024x683.webp);\" role=\"img\" aria-label=\"A hand using a calculator on top of documents, indicating financial calculation or analysis.\"><\/div>\n\t\t\t\t<div class=\"elementor-cta__bg-overlay\"><\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Eerste huis kopen Spannende tijden Het kopen van uw eerste huis is een spannende stap, maar kan ook veel vragen en onzekerheden met zich meebrengen. Bij Orion maken we dit proces overzichtelijk en begeleiden we u van start tot finish. We brengen uw financi\u00eble mogelijkheden in kaart, zoeken de hypotheek die bij u past, en [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-1410","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/orionfd.nl\/en\/wp-json\/wp\/v2\/pages\/1410","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/orionfd.nl\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/orionfd.nl\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/orionfd.nl\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/orionfd.nl\/en\/wp-json\/wp\/v2\/comments?post=1410"}],"version-history":[{"count":175,"href":"https:\/\/orionfd.nl\/en\/wp-json\/wp\/v2\/pages\/1410\/revisions"}],"predecessor-version":[{"id":2698,"href":"https:\/\/orionfd.nl\/en\/wp-json\/wp\/v2\/pages\/1410\/revisions\/2698"}],"wp:attachment":[{"href":"https:\/\/orionfd.nl\/en\/wp-json\/wp\/v2\/media?parent=1410"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}