{"id":1630,"date":"2024-12-27T23:37:56","date_gmt":"2024-12-27T23:37:56","guid":{"rendered":"https:\/\/orionfd.nl\/?page_id=1630"},"modified":"2025-01-03T15:38:45","modified_gmt":"2025-01-03T15:38:45","slug":"nhg","status":"publish","type":"page","link":"https:\/\/orionfd.nl\/en\/eerstehuiskopen\/nhg\/","title":{"rendered":"nhg"},"content":{"rendered":"
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Nationale Hypotheek Garantie (NHG)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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With NHG, you live with certainty and pay less!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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The National Mortgage Guarantee (NHG) provides extra financial security when taking out a mortgage. It serves as a safety net offering protection against unforeseen situations such as disability, divorce, or unemployment. With NHG, you can often benefit from a lower mortgage interest rate, which can reduce your monthly payments. Want more information? We're happy to help you further.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tMake appointment<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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What is NHG?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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The National Mortgage Guarantee (NHG) provides extra financial security when taking out a mortgage. It acts as a safety net, offering protection against unforeseen situations such as disability, divorce, or unemployment. With NHG, you can often benefit from a lower mortgage interest rate, which can lower your monthly payments.<\/p>

How does NHG work?<\/strong>
NHG acts as a guarantee. If you are unable to pay your mortgage due to unforeseen circumstances and are left with a remaining debt after selling your house, NHG can take over this debt under certain conditions. When taking out the mortgage, you pay a one-time guarantee fee of approximately 0.6% of the mortgage amount. In exchange, you carry less risk, which often results in a lower interest rate.<\/p>

Conditions for NHG<\/strong>
To qualify for NHG, your mortgage must meet specific requirements:<\/p>

  • Maximum property value:<\/strong> The purchase price of the property cannot exceed the annually determined limit. For 2024, this limit is \u20ac405,000, or \u20ac429,000 if you invest in energy-saving measures.<\/li>
  • Responsible lending:<\/strong> The mortgage must align with your income and meet the guidelines for responsible lending.<\/li>
  • Primary residence:<\/strong> NHG applies only to homes you use as your primary residence. Vacation homes or investments are not covered.<\/li>
  • Guarantee fee:<\/strong> When taking out the mortgage, you pay a one-time amount for the guarantee, which can often be financed.<\/li><\/ul>

    With NHG, you gain more financial stability and reduce the risks when buying a home. Want to know more about NHG or see if you qualify? We're happy to assist you!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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    Nationale Hypotheek Garantie (NHG) Met NHG woon je zeker, betaal je minder! De Nationale Hypotheek Garantie (NHG) geeft je extra financi\u00eble zekerheid bij het afsluiten van een hypotheek. Het is een vangnet dat bescherming biedt tegen onverwachte situaties zoals arbeidsongeschiktheid, scheiding of werkloosheid. Met NHG profiteer je vaak van een lagere hypotheekrente, wat je maandelijkse […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":1410,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-1630","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/orionfd.nl\/en\/wp-json\/wp\/v2\/pages\/1630","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/orionfd.nl\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/orionfd.nl\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/orionfd.nl\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/orionfd.nl\/en\/wp-json\/wp\/v2\/comments?post=1630"}],"version-history":[{"count":40,"href":"https:\/\/orionfd.nl\/en\/wp-json\/wp\/v2\/pages\/1630\/revisions"}],"predecessor-version":[{"id":2707,"href":"https:\/\/orionfd.nl\/en\/wp-json\/wp\/v2\/pages\/1630\/revisions\/2707"}],"up":[{"embeddable":true,"href":"https:\/\/orionfd.nl\/en\/wp-json\/wp\/v2\/pages\/1410"}],"wp:attachment":[{"href":"https:\/\/orionfd.nl\/en\/wp-json\/wp\/v2\/media?parent=1630"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}