{"id":2063,"date":"2024-12-29T13:34:53","date_gmt":"2024-12-29T13:34:53","guid":{"rendered":"https:\/\/orionfd.nl\/?page_id=2063"},"modified":"2025-01-03T15:36:56","modified_gmt":"2025-01-03T15:36:56","slug":"verbouwen","status":"publish","type":"page","link":"https:\/\/orionfd.nl\/en\/verbouwen\/","title":{"rendered":"Home renovations"},"content":{"rendered":"
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Home renovations<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Give your home an upgrade<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Are you planning to renovate your home? Whether you want to create more space, give your interior a modern look, or simply improve your living comfort, a renovation can be a valuable investment. We not only offer financial advice on the best ways to finance your renovation plans but also support you in making smart choices. Let us help you turn your dream home into reality without financial worries. Together, we will create a more comfortable and valuable home!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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How to finance a renovation?\n<\/strong><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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A renovation can not only make your home more comfortable but also increase its value. The question is: how do you finance it in a smart way? Here are some options to cover the costs of your renovation plans:<\/p>\n

1. Increase your mortgage<\/strong><\/h3>\n

A popular option is to increase your current mortgage. This is particularly attractive because of the lower interest rates compared to other types of loans. To qualify for this, your home must have enough equity, and your financial situation must meet the lender's criteria.<\/p>\n

2. Take out a second mortgage<\/strong><\/h3>\n

If you have equity, you can apply for a second mortgage. This is a separate loan in addition to your existing mortgage, specifically for the renovation. Be aware of additional costs, such as advisory and notary fees. However, it can be a flexible solution if you do not have room to increase your current mortgage.<\/p>\n

3. Personal loan<\/strong><\/h3>\n

For smaller renovations, a personal loan may be a practical choice. You borrow a fixed amount at a fixed interest rate and repay it over an agreed period. Although the interest rate is generally higher than a mortgage, this option is quick and straightforward.<\/p>\n

4. Use a construction deposit<\/strong><\/h3>\n

If you increase your mortgage or take out a new mortgage, you can often open a construction deposit. This is a separate account where the borrowed amount is deposited. You pay the renovation costs directly from this account. A construction deposit provides clarity and makes managing finances easier.<\/p>\n

5. Use savings<\/strong><\/h3>\n

If you have enough savings, you can use them for your renovation. This way, you avoid interest and other loan costs. However, make sure to maintain a financial buffer for unforeseen expenses, such as maintenance or repairs.<\/p>\n

6. Energy-saving loan via the National Heat Fund<\/strong><\/h3>\n

Planning sustainable adjustments, such as insulation or solar panels? You may be able to take advantage of the Energy-saving loan from the National Heat Fund. This loan offers favorable terms and is specifically intended for projects that save energy.<\/p>\n

7. Subsidies and tax benefits<\/strong><\/h3>\n

For energy-saving measures, you may be eligible for subsidies, such as the ISDE subsidy (Investment Subsidy for Sustainable Energy and Energy Savings), or benefit from tax advantages, such as a lower VAT rate on labor costs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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What suits your situation?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Each form of financing has its own benefits and conditions. Which option is best depends on your preferences, budget, and financial situation. Curious about what\u2019s possible for you? Contact us for non-binding advice. Together, we will find the best way to make your renovation plans a reality!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Verbouwen Geef je woning een upgrade Ben je van plan je woning te verbouwen? Of je nu meer ruimte wilt cre\u00ebren, je interieur een moderne uitstraling wilt geven of gewoon je wooncomfort wilt verbeteren, een verbouwing kan een waardevolle investering zijn. Wij bieden niet alleen financieel advies over de beste manieren om je verbouwingsplannen te […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-2063","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/orionfd.nl\/en\/wp-json\/wp\/v2\/pages\/2063","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/orionfd.nl\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/orionfd.nl\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/orionfd.nl\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/orionfd.nl\/en\/wp-json\/wp\/v2\/comments?post=2063"}],"version-history":[{"count":19,"href":"https:\/\/orionfd.nl\/en\/wp-json\/wp\/v2\/pages\/2063\/revisions"}],"predecessor-version":[{"id":2701,"href":"https:\/\/orionfd.nl\/en\/wp-json\/wp\/v2\/pages\/2063\/revisions\/2701"}],"wp:attachment":[{"href":"https:\/\/orionfd.nl\/en\/wp-json\/wp\/v2\/media?parent=2063"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}