{"id":2261,"date":"2024-12-29T16:43:38","date_gmt":"2024-12-29T16:43:38","guid":{"rendered":"https:\/\/orionfd.nl\/?page_id=2261"},"modified":"2025-01-03T15:57:12","modified_gmt":"2025-01-03T15:57:12","slug":"verzekeringen","status":"publish","type":"page","link":"https:\/\/orionfd.nl\/en\/verzekeringen\/","title":{"rendered":"Insurance"},"content":{"rendered":"
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Insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Security for your future<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Buying a house is a big step, and in addition to your mortgage, you also want to ensure the right protection. Whether it\u2019s insuring your home against damage or taking out life insurance to financially protect your loved ones, we help you find the right solutions. Together, we make sure you're well-prepared, so you and your family don\u2019t have to worry about unexpected events. Let us help you protect your home and future with confidence.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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What insurances should I consider when buying a house?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Buying a home involves many steps, and one of the most important is arranging the right insurance. This not only provides protection for your home and belongings but also peace of mind for you and your family. There are various insurances you may want to consider, some of which are mandatory, while others are optional but can still help you be well-prepared. Here we explain what insurances exist and which might be important for you.<\/p>

Mandatory insurances:<\/h3>
  1. Building insurance (home insurance)<\/strong>
    Building insurance is required when you take out a mortgage. This insurance covers damage to the property itself, such as from fire, storms, or burglary. Because the bank or lender has an interest in protecting the home, this insurance is mandatory. It ensures that the property can be repaired if something happens.<\/li><\/ol>

    Recommended but not mandatory insurances:<\/h3>

    1. Contents insurance<\/strong>
      While contents insurance is not mandatory, it is highly recommended to protect your personal belongings. This insurance covers damage to your furniture, appliances, and other valuables in case of fire or water damage. It gives you the peace of mind that everything is well insured if something unexpected happens.<\/p><\/li>

    2. Liability insurance<\/strong>
      Liability insurance protects you if you accidentally cause damage to someone else's property or health. It\u2019s not a required insurance, but it offers peace of mind. For example, if someone falls over your fence or you accidentally break something at a neighbor\u2019s, liability insurance helps cover the costs.<\/p><\/li>

    3. Life insurance<\/strong>
      If you take out a mortgage, life insurance is not mandatory, but it can be very useful. This insurance ensures that the mortgage is paid off if one of the partners passes away, so the surviving partner doesn\u2019t have to worry about the home and payments.<\/p><\/li>

    4. Mortgage payment insurance<\/strong>
      Mortgage payment insurance provides financial protection if you temporarily cannot provide for your own income, for example, due to illness or unemployment. It\u2019s not mandatory, but it can help cover the mortgage payments, ensuring that your home remains safe even if you\u2019re temporarily in a difficult situation.<\/p><\/li>

    5. Legal assistance insurance<\/strong>
      Legal assistance insurance can help if you need legal support in situations such as a dispute with your neighbors or a disagreement about the purchase of your home. While it\u2019s not mandatory, it can be a huge support if you ever find yourself in a situation where you need legal help.<\/p><\/li><\/ol>

      Other additional insurances:<\/h3>
      1. Temporary rental insurance for your home<\/strong>
        If you\u2019re considering temporarily renting out your home, for example, via Airbnb, it\u2019s important to check whether your current insurance covers this situation. There are insurances specifically aimed at rental, which can help protect both your property and the temporary rent<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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        We make the difference<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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        Our approach<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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        \n\t\t\t\t\t\t\n\t\t\t\t\t\t\tPersonal advice\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

        \n\t\t\t\t\t\tWe start with a conversation where we listen to your needs and situation. Based on this, we advise you on which insurances best fit your needs.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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        \n\t\t\t\t\t\t\n\t\t\t\t\t\t\tComparing insurances\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

        \n\t\t\t\t\t\tWe take the time to compare different insurance companies for you, ensuring you get the best coverage at a fair price.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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        \n\t\t\t\t\t\t\n\t\t\t\t\t\t\tTailor-made solutions\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

        \n\t\t\t\t\t\tWe ensure that your insurance fully aligns with your specific needs, whether it\u2019s building insurance, contents insurance, liability insurance, or life insurance.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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        \n\t\t\t\t\t\t\n\t\t\t\t\t\t\tEasy and fast to arrange\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

        \n\t\t\t\t\t\tWe make the process as simple as possible for you. We guide you every step of the way, so you don\u2019t have to worry about the administrative hassle.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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        \n\t\t\t\t\t\t\n\t\t\t\t\t\t\tAftercare and adjustments\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

        \n\t\t\t\t\t\tEven after your insurance is arranged, we remain available for any questions and can adjust your coverage when your situation changes.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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        \n\t\t\t\t\t\t\n\t\t\t\t\t\t\tContinuous support\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

        \n\t\t\t\t\t\tYou\u2019re never alone. We continue to support and advise you, ensuring that you\u2019re always properly insured.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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        Your tailored protection<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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        When buying a home, there are various insurances that help you be well-prepared. Building insurance is mandatory with a mortgage, while other insurances such as contents, liability, and life insurance are highly recommended. We provide personalized advice so you can make the right choices and move into your home with confidence, well-protected against risks.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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        <\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

        Verzekeringen Zekerheid voor jouw toekomst Het kopen van een huis is een grote stap, en naast je hypotheek wil je ook zorgen voor de juiste bescherming. Of het nu gaat om het verzekeren van je woning tegen schade of het afsluiten van een overlijdensrisicoverzekering om je naasten financieel te beschermen, wij helpen je bij het […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-2261","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/orionfd.nl\/en\/wp-json\/wp\/v2\/pages\/2261","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/orionfd.nl\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/orionfd.nl\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/orionfd.nl\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/orionfd.nl\/en\/wp-json\/wp\/v2\/comments?post=2261"}],"version-history":[{"count":16,"href":"https:\/\/orionfd.nl\/en\/wp-json\/wp\/v2\/pages\/2261\/revisions"}],"predecessor-version":[{"id":2773,"href":"https:\/\/orionfd.nl\/en\/wp-json\/wp\/v2\/pages\/2261\/revisions\/2773"}],"wp:attachment":[{"href":"https:\/\/orionfd.nl\/en\/wp-json\/wp\/v2\/media?parent=2261"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}